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Pay monthly with Humm finance

How to get humming

how to get humming - apply now, for fast decisions. Shop in store - across diy projects starting from €80 (terms apply). Pay in instalments with up to 48 months to pay (terms apply)
buy little things
  • Spend €80 - €499.99. Interest free, over a two month contract. With this plan you can spread the cost over 2 months with either 2 monthly or 4 fortnightly payments. There is no application fee, no account keeping fee, 0% interest and an APR of 0% when you choose this option. Shop now.
  • Spend €500 - €999.99. Low interest, over a 6 or 12 month contract. With this plan you can spread the cost over 6 or 12 months. There is a €10 application fee, €1 monthly account keeping fee, an interest rate of 3.99% and APR of 16.09% when you choose this option. Shop now.
buy big things
  • Spend €1,000 - €15,000. Low interest, over a 24 or 36 month contract. With this plan you can spread the cost over 24 or 36 months. There is a €40 application fee, a €3.50 monthly account keeping fee, an interest rate of 8.99% and APR of 22.73% when you choose this option. Shop now.
  • Spend €15,000 - €30,000. Low interest, over a 48 month contract. With this plan you can spread the cost over 48 months. There is a €40 application fee, €3.50 monthly account keeping fee, an interest rate of 11.99% and APR of 13.36% when you choose this option. Shop now.
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Am I eligible for humm?

To be eligible for humm you must meet the following criteria: Be at least 18 years of age; provide proof of PPS number and address; Be an Irish citizen or permanent resident of Ireland; Earn a minimum taxable income of €1,000 per month; Have a current credit/debit card and photo ID; Have a good credit history.
  • Shop sheds
  • Shop bedroom furniture
  • Shop bathrooms
  • Shop garden power tools
  • Shop flooring
  • Shop garden furniture
  • Shop appliances
  • Shop kitchens
Book a free in-store or online planning appointment - bring your vision to life in store of from the comfort of your own home - Click to book now.
Finance it your way - Humm Finance FAQ's

Terms and conditions:

*Minimum spend €80. Subject to credit assessment and approval, standard fees may apply. humm is underwritten by FlexiFi Europe Limited, Company Number: 600124. FlexiFi Europe, trading as humm is regulated by the Central Bank of Ireland. See humm.ie for more details.

Representative examples:

  • Total Amount of Credit: €80 over a 2 month term with 0% interest rate. €0 application fee, €0 monthly account fee. APR of 0%. Total Amount Payable: €80.

  • Total Amount of Credit: €500 over 6 month term with 3.99% standard variable interest rate. €10 application fee, €1 monthly account fee. APR of 16.09%. Total Amount Payable: €532.96.

  • Total Amount of Credit: €1,000 over 24 month term with 8.99% standard variable interest rate. €40 application fee, €3.50 monthly account fee. APR of 22.73%. Total Amount Payable: €1,310.80.

  • Total Amount of Credit: €15,000 over 48 month term with 11.99% standard variable interest rate. €40 application fee, €3.50 monthly account fee. APR of 13.36%. Total Amount Payable: €19,169.92.